Ride Share Accidents Attorney in Buffalo, NY | Cimasi Law Office
In recent years, the rise of ride-sharing services like Uber and Lyft has changed the way we travel. While these services provide convenient transportation, accidents involving ride-share vehicles can leave passengers, drivers, and third parties facing serious legal challenges. At Cimasi Law Office, we have extensive experience navigating the complexities of ride-share accident cases in New York, ensuring that our clients receive the support and guidance they need during this difficult time.
Understanding Ride-Share Accidents in New York
Accidents involving Uber, Lyft, or other ride-sharing services differ significantly from traditional auto accidents. These cases involve unique insurance policies, as well as additional legal nuances due to the ride-share business model. Whether you were a passenger, another motorist, or even a pedestrian involved in an accident with a ride-share vehicle, it’s important to understand your rights and the laws that apply.
Who is Liable in a Ride-Share Accident?
Determining liability in a ride-share accident can be complex. Liability may fall on different parties, including the ride-share driver, the company (Uber or Lyft), or another driver on the road. New York follows a no-fault insurance system, meaning that injured parties must first seek compensation through their own insurance coverage. However, in serious cases involving significant injuries, you may pursue a claim against the at-fault party.
Uber and Lyft drivers are covered by specific insurance policies depending on the status of the ride at the time of the accident. These policies include:
- App on, no ride request: The driver’s personal insurance may apply, but Uber/Lyft provides contingent liability coverage.
- Ride accepted, en route to pick up: Both Uber and Lyft provide substantial insurance coverage, including $1 million for third-party liability.
- Passenger in the car: Uber and Lyft offer up to $1 million in coverage for bodily injury and property damage.
New York Laws Governing Ride-Share Accidents
Ride-share drivers in New York must adhere to strict regulations to protect passengers and other road users. Relevant New York laws that may apply include:
- New York Vehicle and Traffic Law (VTL) §388: This statute holds vehicle owners responsible for accidents caused by someone they have permitted to drive their vehicle. For Uber and Lyft drivers, this means the company may share liability.
- New York Insurance Law §5102(d): Defines the serious injury threshold, which determines whether a victim can step outside the no-fault system and sue for damages such as pain and suffering.
- Insurance Regulations: New York mandates ride-share drivers to carry supplemental insurance coverage that differs from personal auto insurance. Uber and Lyft must ensure their drivers meet these insurance standards, providing additional financial protection in case of an accident.
Penalties and Consequences for Ride-Share Drivers
Ride-share drivers face significant legal and financial penalties if found at fault in an accident. If negligence is involved, such as speeding or distracted driving, the consequences can include:
- Loss of driving privileges through Uber or Lyft platforms.
- Personal liability for damages not covered by the company’s insurance policy.
- Potential lawsuits from injured parties, especially if injuries meet New York’s serious injury threshold.
- Traffic citations or criminal charges if the accident involved reckless driving, driving under the influence, or other criminal behavior.
Defense Strategies in Ride-Share Accident Cases
If you’re a ride-share driver or a passenger facing legal action after an accident, Cimasi Law Office can help protect your rights. Our experienced attorneys will investigate the incident thoroughly to build a strong defense. We will explore various defense strategies, including:
- Challenging Liability: We will examine the evidence, including accident reports, eyewitness testimony, and expert opinions, to establish whether another party was at fault.
- Insurance Coverage Disputes: We can negotiate with insurance companies to ensure that you are properly compensated or defend against claims exceeding policy limits.
- Mitigating Damages: If you were partially at fault, we can work to reduce the potential damages, minimizing financial and legal consequences.
- Traffic Law Defense: If you are facing criminal charges related to the accident, such as reckless driving, our team will advocate on your behalf, potentially leading to reduced charges or dismissed cases.
Why Choose Cimasi Law Office for Ride-Share Accident Cases?
At Cimasi Law Office, we understand the complexity of ride-share accident cases. We are committed to providing personalized, strategic legal representation tailored to the unique circumstances of your case. Whether you’re a passenger, driver, or other party impacted by a ride-share accident, we are here to protect your rights and pursue the compensation you deserve. Contact us today.
